For most homeowners, a home is not only the most expensive thing they own, but also an investment in their future. We work on our homes continuously to achieve the ultimate comfort and efficiency while increasing their value. Situated at the very center of our lives, any damage to our homes and the possessions inside them can be a difficult loss to recover.
The cost of home insurance, also referred to as hazard insurance, often depends on what it would cost to replace the house and which additional endorsements or riders are attached to the policy. A home is as unique as the family living inside it, so creating the right insurance package requires a careful review of the property and an understanding of the geographic area. Our agents have been selling homeowner’s insurance in Illinois for over 32 years, so they know what kinds of protections are important in our state.
Your policy may combine various personal insurance protections, which can include losses occurring to your home, its contents, loss of use (additional living expenses) or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory.
It’s hard to assign a value to the things you’ve worked hard for, but it is crucially important to understand your coverage so that when you have a claim, you know it will be taken care of. Reach out to one of our experienced agents to start a conversation today.
Click on the Get a Quote button to contact us for a homeowner’s insurance quote.