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# BR Cevaal Insurance Advisors

Your Life Navigated

## Sitemaps

- [XML Sitemap](https://www.brcevaal.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Properly Insuring your College Student at School](https://www.brcevaal.com/properly-insuring-your-college-student-at-school/) - As students head off to college they often take with them many pieces of personal property. This property is often new and specifically purchased for their time in college. Items could include new computers, tablets, tv sets, video game consoles, clothing, room décor, sporting equipment, and jewelry. The cost of these items can easily be
- [Sump Pump Maintenance Tips & Preventing Sewer Backup](https://www.brcevaal.com/sump-pump-maintenance-tips-preventing-sewer-backup/) - As the rain continues to fall in our area its important to make sure your sump pump is in good working order. Below are some tips to help you lessen the chance of your basement or crawl space flooding. Inside the home: Install a battery back up for the sump pump Check the sump pump
- [Life, Disability and Flood Insurance Can Help Restore a Washed Out Foundation](https://www.brcevaal.com/life-disability-and-flood-insurance-can-help-restore-a-washed-out-foundation/) - Watching the news about the flooding in Texas has been disturbing. The unbelievable images of entire neighborhoods completely washed away present lasting mental images to many of us. Homes, cars and people also were literally washed away in an instant. The damage and destruction will take years to clean up and rebuild. Some people may
- [4 Ways to Lower Your Auto Insurance Costs](https://www.brcevaal.com/4-ways-to-lower-your-auto-insurance-costs/) - There are a slew of ways to reduce your auto insurance costs besides being a good driver—all you have to do is ask. “Some discounts are to encourage customers to buy with the company and some discounts are because the risk to the insurance company is reduced,” says David Thompson of the Florida Association of
- [Should College Athletes Buy Disability Insurance?](https://www.brcevaal.com/should-college-athletes-buy-disability-insurance/) - Kevin Ware’s grisly leg fracture during Louisville’s run to the title was excruciating to watch for anyone—but especially so for NCAA athletes,who were reminded of how quickly and violently hopes of an eventual professional career can be put in jeopardy. Mishaps like Ware’s help explain why athletic-disability insurance policies, once reserved for elite professionals
- [Covered by homeowners insurance? Don’t be so sure](https://www.brcevaal.com/covered-by-homeowners-insurance-dont-be-so-sure/) - You’ve no doubt noticed that premiums have gotten pretty pricey. Rates have climbed 69% over the past decade to an average of $1,000 a year. What you may not realize is that you could be facing another vast expense. Insurers have also been quietly hiking deductibles, scaling back basic coverage, and adding new restrictions. Coverage
- [Happy New Year!](https://www.brcevaal.com/happy-new-year/)
- [Staying Safe When Heading Back to School](https://www.brcevaal.com/staying-safe-while-heading-back-to-school/) - Over the next few weeks many parents and students will hit the road as they head back to college. While we hope everyone has a safe journey, it is important to be prepared for unforeseen emergencies such as a break down. Travelers Insurance has some great tips for staying safe when your car quits. Click
- [Making Self-Driving Cars Safer](https://www.brcevaal.com/making-self-driving-cars-safer/) - Concerns about safety is one of the primary reasons many American’s don’t trust self-driving cars. This concern has increased after the fatal crash of a Tesla Model S in May prompting Tesla to make modifications to its software. Click here to learn more about the rumored updates to Tesla’s Autopilot system.
- [Does My Homeowners Insurance Cover my Home-Based Business?](https://www.brcevaal.com/does-my-homeowners-insurance-cover-my-home-based-business/) - Today’s technology makes starting a business from home easier than ever. With all of the resources you need accessible on line, many business owners find the flexibility and comfort that comes with working at home very appealing. So it is no surprise that according to the Small Business & Entrepreneurship Council, 51.6% of all small businesses were
- [Looking for Fun Ideas for Labor Day Weekend?](https://www.brcevaal.com/looking-for-fun-ideas-for-labor-day-weekend/) - Whether you are looking for a romantic weekend getaway or a fun day trip with the kids, Illinois has a lot to offer this Labor Day weekend. Click on the link below to learn about all of the fun and exciting options right in your back yard! https://www.enjoyillinois.com/en-us/thingstodo
- [Safe Cellphone Use for Kids and Teens](https://www.brcevaal.com/safe-cellphone-use-for-kids-and-teens/) - Cellphones can be a great way to stay in touch with your kids these days. From coordinating pickup from practice to checking in while out with friends, many parents rely on mobile phones to keep connected with their kids. But as convenient as cellphones are, many parents also worry about how their kids are using
- [Running Injury Free](https://www.brcevaal.com/running-injury-free/) - Whether you are getting ready for a Turkey Trot 5K or the Chicago Hot Chocolate race staying injury free is vital. Here are some great tips from Runners World on how to stay safe and healthy while you train. http://www.runnersworldonline.com.au/%EF%BB%BF6-steps-to-injury-free-running/
- [5 Best Local Farms to Visit this Fall](https://www.brcevaal.com/5-best-local-farms-to-visit-this-fall/) - Pumpkin spice everything isn’t the only thing to look forward to! There are many family-owned farms just a short drive from Glen Ellyn perfect for family weekend fun! From corn mazes to pumpkins, check out our favorites for autumn! Richardson's Adventure Farm Located about an hour north, Richardson's Adventure Farm boasts the World's largest corn
- [It's Fall at the Glen Ellyn French Market!](https://www.brcevaal.com/its-fall-at-the-glen-ellyn-french-market/) - The French Market is still open and celebrating all things fall! Check it out this Sunday and celebrate the season!
- [Does a Private Company Really Need Fiduciary Liability Coverage?](https://www.brcevaal.com/does-a-private-company-really-need-fiduciary-liability-coverage/) - If your private company or non-profit offers benefits to its employees, the answer is yes! Our friends at Chubb have some great information on the benefits of a Fiduciary Liability Policy. Click here to read the full article!
- [Manufacturing in America - Improving the Bottom Line](https://www.brcevaal.com/manufacturing-in-america-improving-the-bottom-line/) - Manufacturing is feeling a lot of financial and competitive pressure these days and are looking for new ways to save money and improve their bottom line. BR-Cevaal may be able to help! With a wide-range of coverage and provider options at our fingertips we are often able to find insurance options for our manufacturing partners
- [Manufacturing Grows in November](https://www.brcevaal.com/manufacturing-grows-in-november/) - According to a recent article from Forbes November was a huge growth month for manufacturing and this points to a positive direction for 2017. Click here to see the full report.
- [Happy New Year!](https://www.brcevaal.com/happy-new-year-2/)
- [Three Events to Fight the Winter Blues](https://www.brcevaal.com/three-events-to-fight-the-winter-blues/) - Snowy weather and dropping temperatures can sometimes keep us indoors for too many days and bring on a case of the "Winter Blues". If you have a case of cabin fever, we have the cure! Check out one of these great Chicago-land events for some indoor winter fun! Chocolate Weekend at the Morton Arboretum Located in
- [Common Business Insurance Mistakes to Avoid](https://www.brcevaal.com/common-business-insurance-mistakes-to-avoid/) - Over the years, we have had the opportunity to work with many business clients from new to firmly established. Over that time we have learned a lot about the insurance needs of businesses as well as some of their mistakes. Today, we wanted to share some of the more common mistakes we have seen so
- [Happy Memorial Day!](https://www.brcevaal.com/happy-memorial-day/)
- [Happy July 4th!](https://www.brcevaal.com/happy-july-4th/)
- [Winterizing 101](https://www.brcevaal.com/winterizing-101/) - Winter will be here before you know it! BR-Cevaal wants to make sure you and your car are ready to tackle icy highways and slushy streets! Check out this great article from Consumer Reports on how to winterize your vehicle! http://www.consumerreports.org/cro/2015/11/winterizing-your-vehicle/index.htm
- [Happy Halloween!](https://www.brcevaal.com/happy-halloween/)
- [Dealing with Data Breach](https://www.brcevaal.com/dealing-with-data-breach/) - Data breaches are one of the things that keep many business owners awake at night. Having solid security for online data is the first step in protecting yourself. Another step is to educate yourself on the options you have should the unthinkable happen. Here is a great article from Travelers about the process and how
- [Winter Home Safety](https://www.brcevaal.com/winter-home-safety/) - When the temperatures plunge many people opt for the warm comfort of a space heater. Here are some great tips on how you can safely use portable heating during the winter! https://www.travelers.com/resources/home/fire-safety/space-heater-safety-tips.aspx
- [Happy Holidays from BR-Cevaal](https://www.brcevaal.com/happy-holidays-from-br-cevaal/)
- [New Year's Insurance Resolutions](https://www.brcevaal.com/new-years-insurance-resolutions/) - As the new year approaches now is the perfect time to think about how you want to refresh, renew and recharge for the New Year. We’re talking New Year’s resolutions. Check out the New Year's Insurance Resolutions blog by our partners at Erie Insurance. https://www.erieinsurance.com/blog/new-years-insurance-resolutions
- [Wishing you a Happy New Year!](https://www.brcevaal.com/wishing-you-a-happy-new-year/) - On behalf of all of us at the BR Cevaal we wish you a Happy New Year!
- [Life Insurance for Millenials](https://www.brcevaal.com/life-insurance-for-millenials/) - Millenials have very different lifestyles, priorities and buying habits than previous generations. Their needs, however, are the same as other generations. They, too, have a need for security, financial stability, and protection. Life insurance can provide these things when most needed. Please read this article from our friends at Erie Insurance about the benefits of

## Pages

- [HOME](https://www.brcevaal.com/) - BR-Cevaal Insurance Advisors is an independent insurance agency dedicated to protecting our customers’ livelihoods and their property, and delivering a convenient, affordable “one stop” buying experience.
- [PARTNER INSURANCE COMPANIES](https://www.brcevaal.com/partner-insurance-companies-2/) - PARTNER INSURANCE COMPANIES As independent insurance agents, we are not tied to any particular insurance company. This allows us to compare all available insurance policies and help you choose one that best addresses your unique needs. Payment: 8800-682-4822 Claim: 0 (800-252-4670) Visit Website Payment: 888-362-2255 Claim: 888-362-2255 Visit Website Payment: 800-387-1492 Claim: 800-367-3743 Visit Website Payment: 800-532-4221 Claim:
- [Contact Us](https://www.brcevaal.com/contact/) - Contact Info BR CEVAAL INSURANCE ADVISORS 475 North Main Street Glen Ellyn, IL 60137 630-442-7910 Email us using the form below.
- [COMMERCIAL AUTO INSURANCE](https://www.brcevaal.com/commercial-auto-insurance/) - COMMERCIAL AUTO INSURANCE Whether you have flatbed trucks, delivery vehicles, refrigerated vans or company cars for your sales force, your commercial vehicles are only as safe as their drivers and the others out on the road. Your company vehicles have a job to do, so any time they spend in the shop waiting for repairs will
- [AUTO BODY & REPAIR SHOP INSURANCE](https://www.brcevaal.com/auto-body-repair-shop-insurance/) - AUTO BODY & REPAIR SHOP INSURANCE The vehicles coming in and out of your auto body and repair shop on a daily basis are powerful machines, and your employees take a safety risk just by opening up the hood to see what’s going on. As a garage and auto body and repair shop owner, you require
- [LANDSCAPER INSURANCE](https://www.brcevaal.com/landscaper-insurance/) - LANDSCAPE INSURANCE Working outdoors can be one of the best perks of the landscaping business, but it also opens up a lot of risks. Whether you focus on simple lawn care or landscape design, hardscaping, fencing, decks or irrigation, the elements and the machinery you use put your employees, your clients and their property at risk
- [RESTAURANT INSURANCE](https://www.brcevaal.com/restaurant-insurance/) - RESTAURANT INSURANCE Restaurants are the original “fast-paced work environments.” When business is good, kitchen staff and servers have to work quickly around hot cooking machinery, sharp knives and slippery floors during the chaos of peak hours, putting them at risk for injuries. When business isn’t as good, large stocks of perishable foods may spoil before you
- [Contractor Insurance](https://www.brcevaal.com/contractor-insurance/) - CONSTRUCTION CONTRACTOR INSURANCE General contractors, specialized contractors, home builders, remodelers and even carpenters need to minimize exposure to risk with construction insurance customized to the specific hazards their employees face on the job. The right blend of coverage will help limit financial risks in the four major categories of property damage, income loss due to business
- [BUSINESS INSURANCE](https://www.brcevaal.com/business-insurance/) - BUSINESS INSURANCE Whether your business is based out of your home or employs several people at multiple locations, your business insurance needs are unique. We at BR-Cevaal work with all sizes of local and national companies from our home office in Illinois; we have the resources to protect what you and your team have worked so
- [SNOWMOBILE INSURANCE](https://www.brcevaal.com/snowmobile-insurance/) - SNOWMOBILE INSURANCE Midwest winters are a lot more fun on the back of a snowmobile! In addition to the wear and tear of use on the trails, transporting your snowmobile and storing it during warmer months can cause expensive damage. Like auto insurance, snowmobile insurance can cover liability, property and collision. Liability insurance protects you from
- [RV INSURANCE](https://www.brcevaal.com/rv-insurance/) - RV INSURANCE Recreational Vehicles are built for exploring, and the last thing you want while traveling the open road is an unexpected and expensive end to your vacation. RV insurance covers not only the vehicle itself but the belongings inside it and your quality vacation time: emergency transportation and lodging are indispensable if you find yourself
- [RENTERS INSURANCE](https://www.brcevaal.com/renters-insurance/) - RENTERS INSURANCE Renting an apartment, house or condo may mean that your belongings are less secure than they would be in a property you own yourself. Living in a building with other people and relying on your landlord to keep the building in good shape both increase your risk of property stolen or damaged by fire,
- [PERSONAL UMBRELLA INSURANCE](https://www.brcevaal.com/personal-umbrella-insurance/) - PERSONAL UMBRELLA INSURANCE Working with one agent for all of your insurance needs means you can create a strategy to protect yourself, your family and all of your biggest investments at a fair price. One of the tools our agents have to get you the most cost-effective insurance coverage across the board is the personal umbrella
- [MOTORCYCLE INSURANCE](https://www.brcevaal.com/motorcylce-insurance/) - MOTORCYCLE INSURANCE There’s nothing quite like the freedom of flying down the open highway on a motorcycle. Protecting both your bike and yourself with motorcycle insurance enables you to enjoy long rides with peace of mind. There are several factors that determine what kind of coverage you need, so it’s important to fully understand your
- [LIFE INSURANCE](https://www.brcevaal.com/life-insurance/) - LIFE INSURANCE How much life insurance you need is a question that only you can answer, but we can show you the wide range of options you have and inform you of what is available to help fill your family’s needs when you’re not there. Life insurance covers much more than final expenses: it can be
- [Homeowner's Insurance](https://www.brcevaal.com/home-owners-insurance/) - HOMEOWNER’S INSURANCE For most homeowners, a home is not only the most expensive thing they own, but also an investment in their future. We work on our homes continuously to achieve the ultimate comfort and efficiency while increasing their value. Situated at the very center of our lives, any damage to our homes and the possessions
- [BOAT INSURANCE](https://www.brcevaal.com/boat-insurance/) - BOAT INSURANCE Life in the Great Lakes region means summer days on the water, fishing, water skiing, tubing or relaxing with a cold drink. Are you a weekend fisherman, or is the yacht club more your style? Whatever kind of vessel you set sail in, powerboat, jet ski, pontoon boat or sailboat, we want to
- [AUTO INSURANCE](https://www.brcevaal.com/auto-insurance/) - AUTO INSURANCE Our vehicles say a lot about who we are: whether you drive a minivan full of kids and sports gear around town every day or travel long distances in an eco-friendly hybrid, you need coverage that will provide the right amount of financial protection when something happens. In seconds, a traffic collision can
- [Personal Insurance](https://www.brcevaal.com/personal-insurance/) - PERSONAL INSURANCE PRODUCTS All insurance is not created equally—an open and honest conversation with a knowledgeable agent makes the insurance buying process simple. Not a one-click solution. Understanding your needs and the coverage options it will take to protect your assets is a service that only experienced agents like ours can provide. We offer a comprehensive
- [PARTNER INSURANCE COMPANIES](https://www.brcevaal.com/partner-insurance-companies/) - PARTNER INSURANCE COMPANIES As independent insurance agents, we are not tied to any particular insurance company. This allows us to compare all available insurance policies and help you choose one that best addresses your unique needs. AAA Billing and Claims: 866-968-7222 or online ACUITY Billing and Claims: 1-800-242-7666 or online ALLIED Billing and Claims: 1-800-421-3535 or online ASI Report a Claim: 866-274-5677
- [Privacy Policy](https://www.brcevaal.com/privacy-policy/) - Independent Insurance Agents & Brokers of America, Inc. Privacy Policy Notice as of August 1, 2012 The Independent Insurance Agents & Brokers of America, Inc. and its subsidiaries and affiliates (including Big “I” Advantage, Inc.; IIAA Agency Administrative Services, Inc.; IIAA Membership Services, Inc.; Big I Risk Purchasing Group, LLC; Trusted Choice®, Inc.; and the
- [FAQ](https://www.brcevaal.com/faq-2/) - What types of health coverage can I get?Insurance plans can cover a range of services, including medical, dental, vision, prescription drugs and maternity. These policies most often provide coverage for Doctor’s visits, prescriptions, medical testing, specialized care, and surgical procedures. How much Life Insurance do I need?There are many calculators available for determining life insurance
- [BLOG](https://www.brcevaal.com/blog/)
- [ABOUT US](https://www.brcevaal.com/about-us/) - ABOUT US Why BR-Cevaal? BR-Cevaal Insurance Advisors was founded for one purpose: to help protect you. At BR-Cevaal you are not just a policy number. Whether your needs are commercial or personal, we will be by your side to help you navigate the complexities of insurance, ensuring a smooth and painless experience. Our relationships with
- [HOME INSURANCE WHEATON](https://www.brcevaal.com/home-insurance-wheaton/) - HOMEOWNER'S INSURANCE AGENT - WHEATON, IL Home insurance, also commonly called hazard insurance or homeowner’s insurance is a type of property insurance that covers a private residence. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one’s home, its contents, loss of use (additional living expenses), or
- [Insurance Agent Wheaton](https://www.brcevaal.com/insurance-agent-wheaton/) - INSURANCE AGENT IN WHEATON Why BR-Cevaal? BR-Cevaal Insurance Advisors was founded for one purpose: to help protect you. At BR-Cevaal you are not just a policy number. Whether your needs are commercial or personal, we will be by your side to help you navigate the complexities of insurance, ensuring a smooth and painless experience. Our
- [Steven Cevaal](https://www.brcevaal.com/steven-cevaal/) - STEVEN CEVAAL Why BR-Cevaal? BR-Cevaal Insurance Advisors was founded for one purpose: to help protect you. At BR-Cevaal you are not just a policy number. Whether your needs are commercial or personal, we will be by your side to help you navigate the complexities of insurance, ensuring a smooth and painless experience. Our relationships with
- [William Bortolotti](https://www.brcevaal.com/william-bortolotti/) - ABOUT WILLIAM BORTOLOTTI Why BR-Cevaal? BR-Cevaal Insurance Advisors was founded for one purpose: to help protect you. At BR-Cevaal you are not just a policy number. Whether your needs are commercial or personal, we will be by your side to help you navigate the complexities of insurance, ensuring a smooth and painless experience. Our relationships
- [WORKERS COMPENSATION](https://www.brcevaal.com/workers-compensation/) - WORKERS COMPENSATION A key part of running your business is keeping employees safe at work. However, if a worker does suffer an injury, workers compensation coverage provides you and your employees with important protection. Workers compensation coverage is a state-mandated insurance program that covers lost wages and medical treatment resulting from an employee’s work-related injury
- [HEALTH INSURANCE](https://www.brcevaal.com/health-insurance/) - HEALTH INSURANCE Health insurance is a type of insurance coverage that covers the cost of an insured individual’s medical and surgical expenses. Depending on the type of health insurance coverage, either the insured pays costs out-of-pocket and is then reimbursed, or the insurer makes payments directly to the provider. The “provider” is a clinic, hospital, doctor,
- [GENERAL BUSINESS LIABILITY INSURANCE](https://www.brcevaal.com/general-business-liability-insurance/) - GENERAL BUSINESS LIABILITY INSURANCE General Business Liability Insurance protects a company’s assets and pays for obligations – medical costs, for example –incurred if someone gets hurt on your property or when there are property damages or injuries caused by you or your employees. Liability insurance also covers the cost of your legal defense and any
- [Get A Quote](https://www.brcevaal.com/estimates/) - Save time with a free, no-obligation quote. Tell us the details of your project, and we’ll respond with an accurate quote and timeline for the work. Need something else? Use our Contact Us page.
- [FAQs](https://www.brcevaal.com/faq/) - For your convenience, our most common customer questions are answered right here. Not finding what you want? Reach out directly through our Contact Us page. Q: Add questions here. A: Add answers here.
- [Testimonials](https://www.brcevaal.com/testimonials/) - Our wonderful customers are the reason we’re in business. Here are some of the great things they’ve said about us. We’ll do everything we can to make sure you’re a satisfied customer, too! Insert an amazing testimonial here. — Jane Doe

## Categories

- [Uncategorized](https://www.brcevaal.com/category/uncategorized/)
- [Renters Insurance](https://www.brcevaal.com/category/renters-insurance/)
- [Homeowners Insurance](https://www.brcevaal.com/category/homeowners-insurance/)
- [Auto Insurance](https://www.brcevaal.com/category/auto-insurance/)
- [Disability Insurance](https://www.brcevaal.com/category/disability-insurance/)
- [Community](https://www.brcevaal.com/category/community/)